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Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

1. How many employees are REQUIRED before an employer is subject to COBRA?

A) 50 employees
B) 20 employees
C) 31 employees
D) 30 employees

2. Employees covered by an employer health plan are issued an insurance

A) contract.
B) policy.
C) certificate.
D) covenant.

3. An alien insurer is which one of the following?

A) One formed under the laws of Oklahoma.
B) One formed under the laws of a state geographically bordering Oklahoma.
C) One formed under the laws of a state other than Oklahoma.
D) One formed under the laws of a country other than the United States of America.

4. Misrepresenting the advantages and benefits of a new policy to induce replacement of an existing policy is

A) twisting.
B) forfeiting.
C) defamation.
D) rebating.

5. One area in which errors are commonly made on life insurance applications and for which the incontestable clause does NOT apply is

A) education level.
B) occupation.
C) age.
D) state of residence.

Solutions: