Insurance Licensing PA-Life-Accident-and-Health : Pennsylvania Life, Accident and Health Exam

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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

1. An insured named her four children as beneficiaries in equal shares to her $60,000 life insurance policy. Her eldest child has two children and dies prior to the insured. The other three children do not have children of their own. If the insured designated the beneficiaries per capita, how will the proceeds be distributed?

A) The three surviving children will each receive $15,000. The insured's grandchildren will each receive
$7,500.
B) The three surviving children will each receive $15,000.
C) The three surviving children will each receive $20,000.
D) The three surviving children will each receive $15,000. The remaining $15,000 will be paid to the insured's estate.

2. The two perils in health insurance are accident and

A) loss.
B) job-related injury.
C) liability.
D) sickness.

3. Which activity does NOT require an insurance producer's license?

A) Soliciting
B) Negotiating
C) Underwriting
D) Selling

4. What is the annuity payment option that provides an income for a guaranteed period of time whether or not the annuitant is alive?

A) Refund life
B) Period certain
C) Life income
D) Joint and survivor

5. Which of the following is a branch of dentistry dealing with the replacement of missing parts?

A) Prosthodontics
B) Endodontics
C) Periodontics
D) Orthodontics

Solutions: